One of the big differentiators between us and animals is the ability to use money. Money allows us to specialise at doing something, for example, a doorman at a hotel, an actor, a politician, a policeman. You can do a particular job, get paid for it and with that money, pay for shelter, food, transport, […]

With so many unexpected events both here and abroad, life has become unpredictable of late. Some people are worried if we will see a stock market crash this year and although nobody I know has a genuine crystal ball, we can be sure that history does repeat itself, however, often with a twist. Sarasin’s of […]