Business Services

We offer a wide range of business services that can be tailored to suit your specific requirements.

There are many business structures that entrepreneurs can choose from when it comes to setting up business. We’ll help you establish a business entity that suits all your needs, including Trust or Company formations.

We can assist with:

  • Annual returns
  • CIPC changes and registrations
  • Share registers
  • Filing with Master of High Court

Taxes are a significant part of every decision, therefore it pays to be pro-active and have your financial affairs organised to be tax efficient! We will assist you with your tax returns, tax planning and tax clearance.

  • We can file your Corporate, Individual and Trust Income Tax returns
  • Vat return
  • Employee tax return
  • EMP501 reconciliation
  • Dividend returns
  • Donations returns
  • Compliance Services

We offer business consulting with our broad based experience in different business fields. We are well positioned to offer meaningful advice for you to improve your business. We can analyse your business with regards to strengths, weaknesses, opportunities and threats.

  • Business plans
  • Cash flow budgeting
  • Shareholders agreements

If you have a business, our accounting services can be of great use, freeing your time from administrative matters so that you can concentrate on your business.

We can assist:

Monthly services:

  • Vat processing
  • Payroll processing
  • Monthly management accounts

Annual Services:

  • Filing workmen’s compensation return
  • Annual Financial Statements
  • Audit file preparation

We are registered auditors. In addition to doing statutory audits we also offer due diligence audits if you are considering purchasing a business.

  • Voluntary Audits
  • Non-profit organisation Audit
  • Private school Audits

Financial Services

Our range of financial services include wealth management and estate planning.

Pinto Russell has been advising clients on investments since 1990. We have been through bull and bear markets, seen the world change with the Soviet Union collapsing in early 90’s, the fall of Apartheid in South Africa and the emergence of Communist China as a major capitalist player in the world markets.

Experience only comes with time. We have the experience to advise and to make the best of your financial situation sensibly. There are no short cuts, but with experience of an independent financial advisor you can achieve goals that otherwise you may not have achieved.

We manage unit trust, share portfolios and retirement funds, ensuring that your investments are in the right portfolios for your situation.

We have assembled an experienced team to give you the best opportunity to wealth protection and growth both locally and abroad.

By knowing your needs and situation we can structure the optimal portfolio according to your investment requirements

If you are reading this, it’s not too late. We’ll help preserve and protect your assets from one generation to the next. With successful estate planning we’ll transfer your assets to your beneficiaries quickly and efficiently. We are able to advise you on drafting a will and, where required, establishing a trust.

PINTO RUSSELL TRUSTS AND ESTATES registers Trusts, prepares Estate Plans and drafts Wills.  We are also Executors to Deceased Estates.

It is said that there are 2 certainties in life, TAXES AND DEATH. With Taxes we have the Revenue Authorities policing the system, with death; we have only ourselves to ensure that our affairs are in order. It is not in SARS’ interest to ensure we have a sound Estate Plan.

During our lifetime we spend many hours meeting with our financial advisors planning our retirement. Yet many people do not like to discuss their Wills and many have no Will when they die. BE PREPARED- Don’t leave your heirs and appointed Executors having to make decisions, because I can assure you that your Heirs will not be emotionally capable of making rational decisions that should have been made during your lifetime.

Your Will should be revised regularly as your personal situation changes. Even if you think nothing has changed, add it to your agenda to discuss with your Financial Advisor once a year.

CIRCUMSTANCES THAT MAY LEAD TO REVISING YOUR WILL:

  • NEWLY MARRIED- AND THE MARITAL PROPERTY REGIME CHOSEN
  • DIVORCE- THE SYSTEM ALLOWS UP TO 3 MONTHS AFTER A DIVORCE TO AMEND THE WILL. IF THE WILL IS NOT AMENDED THE DIVORCED SPOUSE WILL INHERIT.
  • SALES OR DONATION OF ASSETS SPECIFICALLY MENTIONED IN THE LAST WILL
  • BIRTH OF A CHILD OR GRANDCHILD- ENSURE THAT THE ASSETS THEY MAY INHERIT ARE PROTECTED
  • NEW PROPERTY ACQUIRED
  • DOWNTURN IN YOUR FINANCIAL POSITION- BEQUESTS IS HONOURED BEFORE ANY HEIRS INHERIT.
  • NEW BUSINESS OWNERSHIPS- PROVIDE FOR SUCCESSION PLANNING
  • ANY CHANGES IN LEGISLATION

Before you meet with your Financial Advisor prepare a schedule of your Assets and Liabilities to calculate your net worth and get a snapshot of what you are worth financially today.

In terms of the Act, the first R 3.5M will be rebated from each individual’s Estate, in addition the unused rebate of the deceased may be rolled over to the surviving spouse.

FINALLY, if your Financial Advisor has not prepared your Will please ensure that he always has a latest copy on file. The first call your Heirs will make is to the people you entrusted your financial affairs to – YOUR TAX ADVISORS AND YOUR FINANCIAL ADVISORS. Your investments and your Estate Plan are interlinked.

Should you require any further assistance or guidance, you are welcome to contact us.

Do you need business or financial assistance?

Please get in touch with us